Abstract
This article discusses the need for federal policy in the cybersecurity insurance market, and it considers whether existing federal insurance programs could serve as models for a national cyber insurance regime. After framing the issue through a discussion of current cyber risks, the article examines the structure and mechanics of three existing federal insurance programs: the Terrorism Risk Insurance Program, the National Flood Insurance Program, and the Federal Deposit Insurance Corporation. The article concludes by noting that elements of each would be essential in a federal cyber insurance program, and that policymakers should consider the extent to which these models could be combined to address the unique insurance challenges presented by cyberattacks.
First Page
193
Recommended Citation
Patrick Miskovsky,
Melding Existing Models of Government-Assisted Insurance to Create a Comprehensive Federal Cyber Insurance Program,
4
Student J. Info. Priv. L.
193
(2026).
Available at:
https://digitalcommons.mainelaw.maine.edu/sjipl/vol4/iss2/8
